{"id":62,"date":"2020-06-04T16:57:33","date_gmt":"2020-06-04T13:57:33","guid":{"rendered":"https:\/\/sigortaakademi.com\/?p=62"},"modified":"2020-08-12T18:20:53","modified_gmt":"2020-08-12T15:20:53","slug":"62","status":"publish","type":"post","link":"https:\/\/sigortaakademi.com\/?p=62","title":{"rendered":"TAMAMLAYICI SA\u011eLIK S\u0130GORTASI HAKKINDA B\u0130LMEN\u0130Z GEREKENLER"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p>Ailenizle birlikte mutlu bir hayat ya\u015famak i\u00e7in hep emek verdi\u011finizi biliyoruz. Ancak elde olmayan sebeplerle kimi zaman endi\u015feli zamanlar ge\u00e7irebilece\u011finizin de fark\u0131nday\u0131z. Kar\u015f\u0131la\u015ft\u0131\u011f\u0131n\u0131z sa\u011fl\u0131k problemleri mutlulu\u011funuza g\u00f6lge d\u00fc\u015f\u00fcrmesin, nitelikli bir sa\u011fl\u0131k deste\u011fine ula\u015fabilin diye sizi tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 ile tan\u0131\u015ft\u0131rmak istiyoruz. Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131, Sosyal G\u00fcvenlik Kurumu (SGK) kapsam\u0131nda yer alan siz, e\u015finiz ve \u00e7ocuklar\u0131n\u0131z\u0131n anla\u015fmal\u0131 \u00f6zel hastanelerden fark \u00fccreti \u00f6demeden faydalanman\u0131za imkan veren bir sigorta \u00fcr\u00fcn\u00fcd\u00fcr. Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 ile sa\u011fl\u0131k giderlerinizi d\u00fc\u015f\u00fcrebilir ve &nbsp;SGK kapsam\u0131nda sunulan sa\u011fl\u0131k hizmetlerine daha y\u00fcksek bir standartta ula\u015fabilirsiniz. Bu sigorta \u00fcr\u00fcn\u00fc ile Sa\u011fl\u0131k Bakanl\u0131\u011f\u0131 ruhsat\u0131nda tan\u0131ml\u0131 t\u00fcm bran\u015flardan ve SGK anla\u015fmas\u0131 kapsam\u0131ndaki hekimlerin sundu\u011fu hizmetlerden faydalanabilirsiniz. Yani arad\u0131\u011f\u0131n\u0131z doktora b\u00fct\u00e7enizi zorlamadan ula\u015fabilmenin konforunu ya\u015fayabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Kapsam\u0131na Neler Girer?<\/strong><\/h2>\n\n\n\n<p>Bir sa\u011fl\u0131k problemi ile kar\u015f\u0131la\u015f\u0131ld\u0131\u011f\u0131 zaman girilen \u00e7\u00f6z\u00fcm aray\u0131\u015f\u0131 biraz yorucu olabilir. Bu gibi durumlarda bir de poli\u00e7enizin hangi sa\u011fl\u0131k kurulu\u015flar\u0131n\u0131 kapsad\u0131\u011f\u0131 ile u\u011fra\u015fmamak i\u00e7in \u015fimdiden tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 \u015fartlar\u0131na g\u00f6z atabilirsiniz. Siz ve bakmakla y\u00fck\u00fcml\u00fc oldu\u011funuz ki\u015filer, MAPFRE Sigorta taraf\u0131ndan belirlenen SGK ile anla\u015fmal\u0131 \u00f6zel sa\u011fl\u0131k kurumlar\u0131ndan hizmet al\u0131rken olu\u015fan ilave \u00fccretler teminat alt\u0131na al\u0131n\u0131r. Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019nda ayakta tedavi teminat\u0131 ve yatarak tedavi teminat\u0131 bulunur. Sigortan\u0131z \u015fu teminatlar\u0131 kapsar;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Sigortan\u0131z\u0131n ba\u015flang\u0131\u00e7 tarihinden itibaren ge\u00e7irdi\u011finiz rahats\u0131zl\u0131klar i\u00e7in muayene olman\u0131z, radyoloji, tahlil, fizik tedavi ve rehabilitasyon giderleriniz poli\u00e7e kapsam\u0131ndad\u0131r. Tedavi giderleriniz poli\u00e7enizde belirtilen limitler dahilinde kar\u015f\u0131lan\u0131r. A\u015f\u0131 ve ila\u00e7 masraflar\u0131n\u0131z ise poli\u00e7e kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r.<\/li><li>Sigortan\u0131z\u0131n ba\u015flang\u0131\u00e7 tarihinden itibaren ge\u00e7irdi\u011finiz bir rahats\u0131zl\u0131k i\u00e7in hastane yat\u0131\u015f\u0131 ya da cerrahi yat\u0131\u015f, acil sa\u011fl\u0131k durum giderleri ve k\u00fc\u00e7\u00fck m\u00fcdahaleler yatarak tedavi teminat\u0131 ile g\u00fcvence alt\u0131na al\u0131n\u0131r.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Nelere Dikkat Etmelisiniz?<\/strong><\/h2>\n\n\n\n<p>Tedavi g\u00f6rmek istedi\u011finiz hastaneyi ve doktorunuzu se\u00e7tiniz. S\u0131ra hasta kay\u0131t i\u015flemlerinde. Bu a\u015famay\u0131 da kolayl\u0131kla tamamlamak i\u00e7in sigortan\u0131z\u0131n teminat\u0131 ile ilgili baz\u0131 bilgilere sahip olman\u0131z faydal\u0131 olabilir. Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019n\u0131 yapt\u0131r\u0131rken ve bundan faydalanaca\u011f\u0131n\u0131z zaman akl\u0131n\u0131zda bulundurman\u0131zda fayda bulunan birka\u00e7 konu vard\u0131r. Sigortan\u0131zdan yararlan\u0131rken hi\u00e7bir problemle ka\u015f\u0131la\u015fmaman\u0131z i\u00e7in bilmeniz gereken konular \u015funlard\u0131r;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortan\u0131z\u0131n ge\u00e7erli olabilmesi i\u00e7in SGK\u2019n\u0131n sa\u011flad\u0131\u011f\u0131 Genel Sa\u011fl\u0131k Sigortan\u0131z\u0131n aktif olmas\u0131 gerekir.<\/li><li>Poli\u00e7e teminatlar\u0131 sadece poli\u00e7ede ismi belirtilen ki\u015fileri kapsar.<\/li><li>Anla\u015fmas\u0131z kurumlarda g\u00f6rd\u00fc\u011f\u00fcn\u00fcz tedaviler poli\u00e7e teminat\u0131na dahil de\u011fildir. &nbsp;<\/li><li>Fark Yok Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 ba\u015fvurunuz s\u0131ras\u0131nda ya da \u00f6ncesinde bir hastal\u0131k tan\u0131s\u0131 konulmu\u015f ya da tedavi uygulanm\u0131\u015fsa bunlar poli\u00e7e kapsam\u0131 d\u0131\u015f\u0131nda tutulur. Sadece SGK taraf\u0131ndan kar\u015f\u0131lanan sa\u011fl\u0131k hizmetleri teminat alt\u0131na al\u0131n\u0131r.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Ya\u015f S\u0131n\u0131r\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p>SGK\u2019l\u0131ysan\u0131z ve 60 ya\u015f\u0131n \u00fcst\u00fc de\u011filseniz bu sigorta \u00fcr\u00fcn\u00fcnden faydalanabilirsiniz. 60 ya\u015f\u0131ndan sonra da Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019n\u0131n kolayl\u0131klar\u0131ndan faydalanabilmek i\u00e7in 55 ya\u015f\u0131n\u0131zda veya daha \u00f6nce bu sigorta poli\u00e7esini ba\u015flatabilirsiniz. \u0130lk defa sigortaland\u0131\u011f\u0131n\u0131z ve 60 ya\u015fa kadar kesintisiz olarak sigortan\u0131z devam etti\u011fi takdirde 60 ya\u015f\u0131n\u0131zdan sonra da Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019n\u0131n g\u00fcvencesine sahip olabilirsiniz. \u00dcst ya\u015f s\u0131n\u0131r\u0131 bulunmakla birlikte alt s\u0131n\u0131r\u0131n olmad\u0131\u011f\u0131n\u0131 s\u00f6yleyebiliriz. Yenido\u011fan bebe\u011finiz 14 g\u00fcnl\u00fck olduktan sonra kendisi i\u00e7in sigorta poli\u00e7esi d\u00fczenletebilirsiniz. Bebe\u011finizin de sa\u011fl\u0131\u011f\u0131n\u0131 daha ilk g\u00fcnlerden g\u00fcvence alt\u0131na alman\u0131n huzurunu ya\u015fayabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sigortam\u0131 Yapt\u0131rd\u0131m Peki Ya Sonras\u0131?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Poli\u00e7e kapsam\u0131na giren tedavileriniz i\u00e7in SGK kapsam\u0131ndaki doktor muayenelerinizde \u00f6demekle yasal olarak y\u00fck\u00fcml\u00fc oldu\u011funuz k\u00fc\u00e7\u00fck bir \u00fccret d\u0131\u015f\u0131nda \u00f6deme yapmazs\u0131n\u0131z.<\/li><li>Poli\u00e7enizin ge\u00e7erlilik s\u00fcresi ba\u015flang\u0131\u00e7 tarihinden itibaren 1 y\u0131ld\u0131r.<\/li><li>Prim \u00f6demeleriniz kar\u015f\u0131l\u0131\u011f\u0131nda makbuz alabilir ve bununla vergi indiriminden yararlanabilirsiniz.<\/li><li>Poli\u00e7e priminizi kredi kart\u0131 ile \u00f6deyebilir. Dilerseniz pe\u015fin \u00f6deme ya da 9 e\u015fit taksit imkan\u0131ndan faydalanabilirsiniz.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2019\/06\/tamamlayici-saglik-sigortasi-%C3%B6zel-%C5%9Fartlari-nelerdir.jpg\" alt=\"Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 \u00d6zel \u015eartlar\u0131 Nelerdir?\" class=\"wp-image-3999\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 \u00d6zel \u015eartlar\u0131 Nelerdir?<\/strong><\/h2>\n\n\n\n<p>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 ile siz, e\u015finiz ve \u00e7ocuklar\u0131n\u0131z anla\u015fmal\u0131 \u00f6zel sa\u011fl\u0131k kurulu\u015flar\u0131ndan en ekonomik \u015fekilde faydalanma \u015fans\u0131na sahip olursunuz. Hatta SGK kapsam\u0131nda \u00f6denen estetik cerrahi, kozmetik ve diyetisyen masraflar\u0131n\u0131z da kar\u015f\u0131lan\u0131r. Ancak baz\u0131 \u00f6zel durumlar poli\u00e7e kapsam\u0131n\u0131za girmez;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Poli\u00e7eniz yurt d\u0131\u015f\u0131 tedavi masraflar\u0131n\u0131z\u0131 kar\u015f\u0131lamaz. Sadece T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7erisinde ge\u00e7erlidir.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>G\u00f6zl\u00fck, \u00e7er\u00e7eve, cam, lens ve bunlarla ilgili masraflar\u0131n\u0131z kar\u015f\u0131lanmaz. Ancak g\u00f6z muayenesi ve poli\u00e7enizin ba\u015flang\u0131\u00e7 tarihinden \u00f6nce var olmayan, SGK\u2019n\u0131n onaylad\u0131\u011f\u0131 g\u00f6z ameliyatlar\u0131n\u0131z teminat alt\u0131ndad\u0131r.<\/li><li>\u0130la\u00e7 ve a\u015f\u0131 gibi medikal harcamalar\u0131n\u0131z ve sa\u011fl\u0131k raporu kapsam dahilinde de\u011fildir.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Nedir? Ailenizle birlikte mutlu bir hayat ya\u015famak i\u00e7in hep emek verdi\u011finizi biliyoruz. Ancak elde olmayan sebeplerle kimi&hellip;<\/p>\n","protected":false},"author":2,"featured_media":132,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-62","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tamamlayici-saglik-sigortasi"],"_links":{"self":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts\/62","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=62"}],"version-history":[{"count":4,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts\/62\/revisions"}],"predecessor-version":[{"id":130,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts\/62\/revisions\/130"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/media\/132"}],"wp:attachment":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=62"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=62"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=62"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}