{"id":14,"date":"2020-06-01T20:45:55","date_gmt":"2020-06-01T17:45:55","guid":{"rendered":"https:\/\/sigortaakademi.com\/?p=14"},"modified":"2020-06-02T11:44:17","modified_gmt":"2020-06-02T08:44:17","slug":"14","status":"publish","type":"post","link":"https:\/\/sigortaakademi.com\/?p=14","title":{"rendered":"KASKO S\u0130GORTA AKADEM\u0130DEN ALINIR"},"content":{"rendered":"\n

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Kasko<\/h1>\n\n\n\n

Neden Kasko Yapt\u0131rmal\u0131y\u0131z?<\/strong><\/p>\n\n\n\n

  1. Arac\u0131n\u0131za hareket halinde veya park halinde \u00e7arpabilirler<\/li>
  2. Arac\u0131n\u0131zla baska bir araca  \u00e7arpabilirsiniz<\/li>
  3. Arac\u0131n\u0131z \u00e7al\u0131nabilir, yanabilir, do\u011fal afetlerde zarar g\u00f6rebilir.<\/li>
  4. Arac\u0131n\u0131z\u0131n anahtar\u0131 kaybolabilir veya \u00e7al\u0131nabilir<\/li>
  5. Arac\u0131n\u0131z k\u00f6t\u00fc niyetli hareketlere maruz kalabilir<\/li>
  6. Arac\u0131n\u0131z  ar\u0131za yap\u0131p, yolda kalabilir<\/li>
  7. Arac\u0131n\u0131zdan h\u0131rs\u0131zl\u0131k amac\u0131 ile cam\u0131 k\u0131r\u0131labilir; \u00f6zel esyalar\u0131n\u0131z ve m\u00fczik sisteminiz \u00e7al\u0131nabilir.<\/li><\/ol>\n\n\n\n

    \u015eirketimize \u00d6zel Avantaj Kasko  Sigortas\u0131 Neleri G\u00fcvence Alt\u0131na Alabilirsiniz?<\/p>\n\n\n\n

    <\/tr>
    Yanma, \u00c7arpma, \u00c7arp\u0131\u015fma, \u00c7al\u0131nma<\/td><\/td><\/tr>
    Grev, Lokavt, Karga\u015fal\u0131k, Halk Hareketleri, Ter\u00f6r<\/td><\/td><\/tr>
    Deprem<\/td><\/td><\/tr>
    Sel – Su Bask\u0131n\u0131<\/td><\/td><\/tr>
    Sigara ve benzer maddeleri yang\u0131n d\u0131\u015f\u0131nda verdi\u011fi zararlar<\/td><\/td><\/tr>
    Yetkili olmayan veya kurallara uygun \u00e7ekilmeyen-\u00e7ektirilmeyen ara\u00e7lara gelen zararlar<\/td><\/td><\/tr>
    \u0130htiyari Mali Mesuliyet (Limitler iste\u011fe ba\u011fl\u0131 artt\u0131r\u0131labilir)<\/td>ayr\u0131ms\u0131z 50.000 YTL ve manevi tazminatlar dahil<\/td><\/tr>
    Ferdi Kaza (Limitler iste\u011fe ba\u011fl\u0131 artt\u0131r\u0131labilir)<\/td>beher koltuk i\u00e7in 5.000 YTL ve deprem dahil                            Tedavi Masraflar\u0131 : 500 YTL<\/td><\/tr>
    Hukuksal Koruma<\/td>Araca ba\u011fl\u0131       : 5.000 YTL  S\u00fcr\u00fcc\u00fcye ba\u011fl\u0131  : 5.000 YTL<\/td><\/tr>
    Kasko Teminat\u0131na Muafiyet Uygulamas\u0131<\/td>Yok<\/td><\/tr>
    Deprem ve Yanarda\u011f P\u00fcsk\u00fcrmesi M\u00fc\u015fterek Sigorta Oranlar\u0131<\/td>Yok<\/td><\/tr>
    Sel – Su Bask\u0131n\u0131 M\u00fc\u015fterek Sigorta Oranlar\u0131<\/td>%90 – %10 m\u00fc\u015fterek sigorta esasl\u0131d\u0131r<\/td><\/tr>
    Kullan\u0131m ve Gelir Kayb\u0131 Teminat\u0131<\/td>iste\u011fe ba\u011fl\u0131 temin edilebilir<\/td><\/tr>
    Hasar Ikame Zeyili<\/td>Uygulanmayacakt\u0131r<\/td><\/tr>
    K\u0131ymet Kazanma Tenzili (Eskime Pay\u0131)<\/td>Lastik ve ak\u00fc dahil eskime pay\u0131 d\u00fc\u015f\u00fclmeden hasar \u00f6demesi yap\u0131l\u0131r.<\/td><\/tr>
    Aksesuarlar<\/td>orjinal ses ve g\u00f6r\u00fcnt\u00fc cihazlar\u0131 ve di\u011fer aksesuarlar otomatik olarak teminata dahildir.Orjinal olmay\u0131p bildirimi unutulan ses ve g\u00f6r\u00fcnt\u00fc cihazlar\u0131, OGS,LPG, Ta\u015f\u0131tmatik, Alarm gibi sistemler 500 YTL bedel ile teminata dahildir<\/td><\/tr>
    \u00d6zel E\u015fyalar<\/td>nakit para azami 75 milyon, (m\u00fccevherat, seyahat biletleri, kredi kartlari, cep telefonlari, tasinabilir bilgisayar haric) olay ba\u015f\u0131na ve y\u0131ll\u0131k 500 YTL limit ile teminata dahil<\/td><\/tr>
    Yurtd\u0131\u015f\u0131 Teminat\u0131<\/td>Bir ay sureli yurtdisi teminat\u0131 otomatik olarak dahildir.<\/td><\/tr>
    Anahtar Teslim Bedel (Yeni de\u011fer klozu)<\/td>S\u0131f\u0131r kilometre hususi ve hafif ticari ara\u00e7lar\u0131n trafi\u011fe \u00e7\u0131k\u0131\u015ftan itibaren 45 g\u00fcn i\u00e7inde sigortalanmas\u0131 kayd\u0131yla 1 y\u0131l i\u00e7inde pert olmas\u0131 sonucunda ayn\u0131 marka modelin s\u0131f\u0131r km anahtar teslim bedeli \u00f6denir.<\/td><\/tr>
    Enflasyon Koruma<\/td>D\u0130E \u2013 Tefe<\/td><\/tr>
    Anahtar Kaybolmas\u0131<\/td>benzin depo kapa\u011f\u0131 \u00e7al\u0131nmas\u0131, anahtar \u00e7al\u0131nmas\u0131 veya kaybolmas\u0131 nedeniyle alarm sisteminin ve\/veya merkezi kilit sisteminin de\u011fi\u015ftirilmesi teminata dahildir.<\/td><\/tr>
    Emanet Edilen Arac\u0131n \u00c7al\u0131nmas\u0131<\/td>Otopark, restaurant, tamirci, ara\u00e7 y\u0131kama yerlerine vs. teslim edildi\u011fine dair resmi, ka\u015feli evrak al\u0131nmak kayd\u0131yla teslim edilen arac\u0131n \u00e7al\u0131nmas\u0131 teminata dahildir.<\/td><\/tr>
    Ar\u0131za Bozulma Klozu (iste\u011fe ba\u011fl\u0131)<\/strong><\/td>4 ya\u015f ve\/veya 100.000 km’ye kadar olan ara\u00e7lar i\u00e7in ilave prim \u00f6demek kayd\u0131yla mekanik ve elektriksel ar\u0131zalar da teminata dahil edilebiliyor<\/td><\/tr>
    Asistans<\/td>Var <\/td><\/tr>
    Ya\u015f S\u0131n\u0131rlamas\u0131<\/td>Yok<\/td><\/tr>
    Co\u011frafi Alan<\/td>T.C ve K.K.T.C s\u0131n\u0131rlar\u0131 dahilinde 0 km den ba\u015flar, ancak il sinirlari icinde ve disinda olmak uzere limitler degismektedir.<\/td><\/tr>
    \u00c7ekme<\/td>ayn\u0131 il s\u0131n\u0131rlar\u0131 i\u00e7inde limitisiz, il d\u0131\u015f\u0131na \u00e7ekme 200 USD muadili YTL ile s\u0131n\u0131rl\u0131d\u0131r<\/td><\/tr>
    Vin\u00e7le Kurtarma<\/td>600 USD muadili YTL ile temin eder<\/td><\/tr>
    Ki\u015fisel Yard\u0131m<\/td>Var<\/td><\/tr>
    Ara\u00e7 Temini<\/td>Yard\u0131m hatt\u0131na ba\u015fvurmak kayd\u0131yla kaza sonucu arac\u0131n trafikte seyredemeyecek durumda olmas\u0131 ve onar\u0131m\u0131n 24 saatten fazla s\u00fcrmesi sonucu herbir hasarda max. 3 g\u00fcn senelik azami 6 g\u00fcne kadar<\/td><\/tr>
     <\/td> <\/td><\/tr>
    Hasars\u0131zl\u0131k \u0130ndirim Oranlar\u0131<\/td>1. y\u0131l : % 30<\/td><\/tr>
    2. y\u0131l : % 40<\/td><\/tr>
    3. y\u0131l : % 50<\/td><\/tr>
    4. y\u0131l : % 60<\/td><\/tr>
    Hasars\u0131zl\u0131k Indirim Hakk\u0131n\u0131n Etkilenmemesi<\/td>1) kaza tespit tutana\u011f\u0131na g\u00f6re s\u00fcr\u00fcc\u00fcn\u00fcn kusursuz oldu\u011fu ve sigortac\u0131n\u0131n % 100 r\u00fccu hakk\u0131n\u0131 teyid edecek \u015fekilde kusurlu taraf\u0131n belli olmas\u0131<\/td><\/tr>
    2) \u00e7arp\u0131\u015fma olmadan ilk \u00f6n, arka ve yan camlar ile far ve sinyal camlar\u0131n\u0131n k\u0131r\u0131lmas\u0131 durumunda hasars\u0131zl\u0131k etkilenmez<\/td><\/tr>
    Hasars\u0131zl\u0131k Indirim Hakk\u0131n\u0131n Dondurulmas\u0131<\/td>Bir sefere mahsus radyo teyp hasarlar\u0131nda ve ikinci \u00f6n, yan ve arka cam hasarlar\u0131nda<\/td><\/tr>
    Hasars\u0131zl\u0131k Indirim Hakk\u0131n\u0131n Azalt\u0131lmas\u0131 \/ Kayb\u0131<\/td>%50 ya da 60 kademesinde hasars\u0131zl\u0131k indirimine sahip sigortal\u0131lar\u0131n poli\u00e7e s\u00fcresince sadece 1 hasar olu\u015fmas\u0131 halinde poli\u00e7e yenilemesinde kullan\u0131lacak indirim oran\u0131 % 30 a indirilir.Hasarsizlik indirimi %40 ve %30 olan policelerde ise %20 \u00f6zel indirim uygulan\u0131r. 2 veya daha fazla radyo teyp hasar\u0131nda, 3 veya daha fazla cam hasarlar\u0131nda hasars\u0131zl\u0131k indirim hakk\u0131 kaybedilir.<\/td><\/tr>
    Hasars\u0131zl\u0131k Koruma (iste\u011fe ba\u011fl\u0131)<\/strong><\/td>Hasars\u0131zl\u0131k koruma teminat\u0131 sat\u0131n al\u0131nd\u0131\u011f\u0131nda; bir defaya mahsus hasars\u0131zl\u0131k indirimi dondurulacaktir<\/td><\/tr>
    Hasars\u0131zl\u0131k \u0130ndiriminin Devri<\/td>Sigortal\u0131 kazanm\u0131\u015f oldu\u011fu hasars\u0131zl\u0131k indirimini sadece bir ara\u00e7ta kullan\u0131lmak \u00fczere e\u015fine devredebilir.<\/td><\/tr>
    Ekspertiz Olmaks\u0131z\u0131n Hasar \u00d6demesi<\/td>Sb sigortan\u0131n  onay vermesi halinde 1 500 YTL ye  kadar hasarlarda beyan, resim ve fatura ile \u00f6deme yap\u0131labilir.Anla\u015fmal\u0131 serviste yap\u0131lmas\u0131 tavsiye edilmektedir.<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

    Kasko Neden Kasko Yapt\u0131rmal\u0131y\u0131z? Arac\u0131n\u0131za hareket halinde veya park halinde \u00e7arpabilirler Arac\u0131n\u0131zla baska bir araca  \u00e7arpabilirsiniz Arac\u0131n\u0131z \u00e7al\u0131nabilir, yanabilir, do\u011fal…<\/p>\n","protected":false},"author":2,"featured_media":18,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14"}],"version-history":[{"count":6,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts\/14\/revisions"}],"predecessor-version":[{"id":23,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/posts\/14\/revisions\/23"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=\/wp\/v2\/media\/18"}],"wp:attachment":[{"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigortaakademi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}